* Unique Investment or Multi-Generational Living Opportunity on the Winter Haven Chain of Lakes! * Set up as a Kosher Kitchen or can separate lower floor into 2 units. Looking for income potential, a spacious family retreat, or both? This versatile property offers two fully updated units on the main floor plus a private fully updated upstairs suite—perfect for a mother-in-law setup, rental income, or short-term rental (Airbnb/VRBO) with higher earning potential. Current income projections are up to $7,200/month, including $300/unit for utilities. Set on nearly ½ an acre directly on the Winter Haven Chain of Lakes, this solid block-built home has been brought up to code with: Brand-new septic system, New windows throughout, Updated electrical and plumbing (pressure checked), New flooring, drywall, and fixtures throughout, All new stucco on the outside over block construction, It’s practically a brand-new home inside and out!. The units have separate entrances. Step outside to enjoy tranquil lake views with seaplanes landing and taking off, or head to your private dock for boating and water fun. There’s also ample parking for 6+ vehicles, trailers, or toys—and yes, even room for your seaplane. The location is unbeatable: peaceful neighborhood living with friendly neighbors and just a short walk to grocery stores, local eateries, and shops. This property is a rare find—multi-unit flexibility, lakefront living, and investment potential all in one package.